Are you traveling for a sporting adventure? Make sure you add to your emergency travel insurance the Sports & Activities Coverage; with TuGo, amateurs and professionals alike can get coverage; all you have to do is to add Sports & Activities Coverage that applies to your favorite sport/activity.
TuGo will reimburse you for eligible hospital and medical-related expenses for sickness or accidents while participating in, coaching, teaching, training, or practicing for any of the following sports.
Coverage
All sports/activities have a specific surcharge and minimum and maximum premium. If a traveler selects more than one sport/activity, they will only be charged for the sport/activity with the highest surcharge and a traveler will be covered for all sports/activities selected. The traveler has to select all the specific sports/activities they will be participating in, or training and practicing for during their trip.
Sports & Activities
Limit
Surcharge
Min. Rate
Max. Rate
Backcountry skiing/snowboarding
Policy limit
200%
$20
$200
BASE jumping
$500,000
400%
$80
$800
Boxing
Policy limit
300%
$30
$300
Downhill freestyle skiing/snowboarding
in organized competitions
Policy limit
250%
$25
$250
Downhill mountain biking
Policy limit
300%
$30
$300
Hang gliding/paragliding
$500,000
300%
$60
$600
High-risk snowmobiling
$500,000
500%
$100
$1,000
Ice climbing
Policy limit
250%
$25
$250
Mixed martial arts
Policy limit
300%
$30
$300
Motorized speed contests
$500,000
1,000%
$1,000
N/A
Mountaineering
Policy limit
250%
$25
$250
Organized team sports
American and Canadian football
Ice hockey
Rugby
Not required for travelers aged 20 years
and under
Policy limit
50%
$10
$100
Parachuting/skydiving/tandem skydiving
$500,000
400%
$80
$800
Rock climbing (includes canyoneering, but
does not include indoor rock climbing)
Policy limit
150%
$15
$150
Scuba diving or free diving over 40 meters
$500,000
400%
$80
$800
White water sports — Class VI
$500,000
300%
$60
$600
Wingsuit flying
$500,000
1,000%
$1,000
N/A
Exclusions
All sports/activities not listed in the Sports & Activities Coverage are covered under the Emergency Medical Insurance plan, without having to purchase Sports & Activities Coverage with the exception of:
Barrel racing
Bronc riding
Bull riding
Chariot racing
Chuckwagon racing
Harness racing
Rodeo bareback riding
Rodeo clowning
Rodeo team roping
Steer wrestling/chute dogging
Trick riding
How to purchase Sports & Activities Coverage?
Sports & Activities Coverage can be added when you apply for Emergency Medical coverage.
Please follow the steps below:
Click the GET A QUOTE OR BUY ONLINE button below
On the TuGo Online Quote page, start a quote, then click Get a Quote
Click Customize in the Emergency Medical section
Click Sports & Activities Coverage (View Details)
Select one or multiple activities in dropbox and assign them to a traveler
For full information on benefits, terms, conditions, limitations, and exclusions, please refer to the policy wording available in the Documents section of the page. Please read and understand your policy before you travel.