TuGo Student Insurance

Most schools require students to have a medical insurance plan before they begin classes, and a provincial health plan will not cover much while you are studying abroad. In addition, medical and dental treatments are expensive in Canada, and international students often can not get provincial healthcare plans. TuGo Student Insurance can be a perfect solution in both cases.

Eligibility

  • Outbound students
    1. You are 40 years and under at the time of the application date
    2. You are a student enrolled in a school outside Canada; or, you are an accompanying family member of the student
    3. You must be insured or eligible for benefits under the government health care plan
    4. You are not traveling against a physician’s advice and you have not been diagnosed with a terminal condition
  • Inbound students
    1. You are 69 years and under at the time of the application date
    2. You are a student enrolled in a school within Canada; or, you are an accompanying family member of the student
    3. You are not insured under a provincial or territorial government health care plan
    4. You are not traveling against a physician’s advice and you have not been diagnosed with a terminal condition

Benefits

  • Maximum limit ($2,000,000)
  • Emergency medical treatment
    • Hospital confinement and medical treatment
    • Physician
    • Ambulance services
    • X-ray examinations
    • Medicines and/or drugs (30-day supply)
    • Rental of essential medical appliances
    • Private duty nursing (up to $15,000)
  • Professional medical services (up to $600 per practitioner)
  • Emergency air transportation
  • Annual physician visit (up to $150)
  • Non emergency treatment (up to $3,000)
  • Maternity (up to $25,000)
  • Impacted Wisdom Teeth (up to $150 per tooth)
  • Dental (up to $5,000)
  • Repatriation (up to $15,000)
  • Psychiatric/Psychological (up to $1,000)
  • Family transportation (up to $5,000)
  • Eye examination
  • Prescription glasses/Contact lenses/Hearing aids (up to $200)
  • Tutorial services (up to $400)
  • Accidental death and dismemberment (up to $10,000)
 
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