Destination Travel Student Insurance

Destination Student Insurance provides medical coverage for International Students coming to Canada to study or for Canadian Students studying out of the country. This insurance is designed to cover losses arising from sudden and unforeseeable circumstances.

Limitations

  • Pre-existing conditions
    • Covered if stable in the 90 days prior to the effective date
  • Travelling Worldwide
    • While travelling, other than your country of origin, when at least 51% of the period of coverage is spent in your country of study
  • Refund
    • Full refund and partial refund available

Benefits

  • Maximum Sum Insured $2,000,000
  • Emergency Hospital
    • Semi-private hospital accommodation
  • Emergency Medical
    • Services of physician, surgeon, anesthetist
    • Diagnostics, lab test and/or x-ray
    • Licensed local land and or sea ambulance (up to $150 for taxi expenses)
    • Private duty services of a registered graduate nurse (up to $15,000)
    • Rental of medical appliances
    • Oxygen and rental of equipment
    • Blood and blood plasma
  • Professional Services (up to $600 per practitioner)
    • Physiotherapist
    • Chiropractor
    • Chiropodist
    • Osteopath
    • Podiatrist
    • Acupuncturist
    • Naturopath
    • Speech Therapist
  • Drugs or Medications (up to $10,000)
  • Maternity Benefit (up to $25,000)
  • Eye Examination (one visit a year)
  • Physical Examination (up to $150)
  • Emergency Air Transportation / Return home
  • Transportation of Family (up to $5,000)
  • Non-Emergency Treatment (up to $3,000)
  • Accidental Dental (up to $5,000)
  • Dental Emergencies (up to $600)
  • Wisdom Teeth (up to $150 per tooth)
  • Return of Deceased (up to $15,000)
  • Accidental Death & Dismemberment (up to $10,000)
  • Mental Health Care (up to $25,000)
  • Prescription Glasses, Contact Lenses, and Hearing Aids (up to $200)
  • Tutorial Services (up to $20/hour to a maximum of $400)
  • Trauma Counselling (up to $500)
  • Tuberculosis testing and Vaccination (up to $100)
 
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