Tour+Med Travel Insurance

Tour+Med Travel Insurance has been protecting Canadians since 1996, offering trusted and competitively priced coverage for travellers from coast to coast. One of Tour+Med's key strengths is its dedicated medical department, which can individually assess complex or declined cases and provide personalized coverage solutions. Plans are underwritten by LS-Travel Insurance Company, a wholly owned subsidiary of Humania Assurance Inc., and are available to residents of Alberta, British Columbia, Manitoba, New Brunswick, Ontario, Quebec, and Saskatchewan through OnVoyage, a licensed insurance broker.

Tour+Med Medical Travel Insurance

Tour+Med Medical Travel Insurance covers emergency health expenses for Canadians travelling outside their province of residence. Coverage of up to $5,000,000 is available for a single trip, an annual multi-trip plan, or a family plan. Plans are available for travellers aged from 3 months to 95 years, with no medical questionnaire required for those under 60 on single trips of 15 days or less. Tour+Med's medical team can also review applications that have been declined elsewhere.

Available plans

• Single Trip Plan — Per-trip coverage for ages 3 months to 95 years; maximum 183 days (NB, QC, SK) or 212 days (AB, BC, MB, ON).
• Family Plan — Parents 59 or younger with up to 4 children (ages 3 months to 21 years); trips of 48 days or less.
• Annual Multi-Trip Plan — 365-day policy for ages 3 months to 85 years; trip durations of 8, 15, or 30 days. Top-ups available for longer trips or to complement existing coverage.

Tour+Med Non-Medical Travel Insurance

Tour+Med Non-Medical Travel Insurance protects Canadians against the financial consequences of trip cancellations, interruptions, baggage loss, and travel accidents. Two options are available: a standalone Trip Cancellation & Interruption plan, or the comprehensive Non-Medical Package which also includes baggage and accidental death and dismemberment coverage. An optional Cancel For Any Reason add-on is also available. Maximum coverage is up to $25,000 per insured person.

Available plans

• Trip Cancellation & Interruption — Reimburses non-refundable trip costs if you must cancel or cut short your trip due to a covered risk (illness, death, government advisory, etc.).
• Non-Medical Package — Includes Trip Cancellation & Interruption, Baggage Insurance, and Accidental Death & Dismemberment coverage in one plan.
• Cancel For Any Reason (optional) — Partial reimbursement if you cancel for a reason not otherwise covered. Must be purchased within 5 days of the first non-refundable deposit.