Destination Travel Snowbird Insurance

Destination Snowbird Insurance helps to cover losses arising from sudden and unforeseeable circumstances. The plan is designed for long-term snowbirds below age 90 to get competitive rates without sacrificing coverage.


  • Restrictions
    • Travelling Canadians aged 55 to 89
  • Pre-existing conditions
    • Covered if stable during the 90 days prior to the effective date


  • Emergency Medical Expenses
    • Medical Expenses – Resident of Canada ($5,000,000 maximum per insured, per trip)
    • Emergency Hospital (semi-private room)
    • Medical Appliances (when prescribed)
    • Diagnostic Services (when prescribed)
    • Prescription Drugs (30 days supply)
    • Paramedical / Professional Services (up to $500 per practitioner)
    • Emergency Ambulance Transportation
    • Accidental Dental (up to $3,000)
    • Private Duty Nursing (up to $5000)
  • Emergency Assistance Services
    • Return of children under your care
    • Return of vehicle (up to $2,500)
    • Emergency Evacuation and Repatriation (up to $5,000 for search and rescue)
    • Return to Original Trip Destination
    • Subsistence Allowance (up to $150 per day; up to a maximum of $1,500)
    • Return of Deceased (Repatriation) (up to $10,000)
    • Transportation of Family or Friend (up to $150 per day; up to a maximum of $1500)
    • Pet Return (up to $300)
    • Hospital Allowance (up to $50 per day; up to a maximum of $250)